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Which Debts Can You Discharge Atlanta, GA

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Atlanta Debt Relief Lawyers

Which Debts Can You Discharge in Chapter 7 or 13 Bankruptcy?

If you are unable to repay your debts, our Atlanta debt relief attorneys at Jamie L. Gingold, PC, (Formerly practicing with Gingold & Gingold LLC) can help you find out which of those debts are eligible to be discharged (wiped out) in Bankruptcy Court. Then you can decide whether filing bankruptcy is the right choice for you.

Our firm is made up of two experienced bankruptcy lawyers: Ira D. Gingold, who has been a bankruptcy attorney since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, business and real estate law since 2001.

Understanding How the Bankruptcy Laws Apply to Your Situation

The bankruptcy laws are complex, and creditors have spread many myths about them in order to make people think they cannot wipe out their debts. Depending on the facts of each case, many types of debts can be discharged in bankruptcy. Some basic guidelines include:

  • Unsecured debts such as credit card balances and medical bills can generally be wiped out in Chapter 7 bankruptcy or discharged over time through a Chapter 13 payment plan.
  • Secured debts such as mortgages, home equity loans and car loans can be discharged if you do not want to keep the property that has been pledged as collateral.
  • Liens that have been placed on your home, household goods or other personal property by a finance company or after a lawsuit judgment can be discharged.

Georgia Bankruptcy Attorneys · Contact Us for a Free Consultation

The best way to learn whether your debts can be discharged is to discuss your case with an experienced bankruptcy lawyer. To schedule a free consultation, contact us at (678) 915-2634 or by e-mail. We have office locations in Atlanta, Cumming, Dallas, and Douglasville, and evening and weekend appointments are available.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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