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Is Chapter 7 Or Chapter 13 Better For Me Atlanta, GA

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Is Chapter 7 Or Chapter 13 Better For Me?

The question of whether filing Chapter 7 or Chapter 13 bankruptcy is best for you is a difficult decision to try to answer on your own. Ensuring you have the right legal guidance that addresses all the variables of your unique financial situation is essential.

At Gingold & Gingold LLC in the metro Atlanta area, you will work directly with two experienced bankruptcy attorneys who can help you understand what case will work best for you. Ira D. Gingold has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold has been practicing bankruptcy, business and real estate law in Georgia since 2001.

Call us today at (678) 915-2634 to schedule a free consultation at one of our five office locations: Atlanta, Cumming, Dallas and Douglasville.

Take Time To Understand The Advantages Of Each Chapter

Filing Chapter 7 bankruptcy or Chapter 13 bankruptcy puts an automatic stay in place that stops creditors from trying to collect. Everyone’s experience is unique, which is why you should take time to sit down with a lawyer to discuss your situation. In helping you decide which case is best for you, our attorneys will examine important factors, such as whether you:

  • Have debts such as medical bills and credit card bills;
  • Are behind on your mortgage and in danger of foreclosure;
  • Are unemployed or still working and drawing an income; and
  • Have a great deal of assets, such as homes and cars, that you need to keep.

There is no substitute for experience. Our lawyers’ knowledge of bankruptcy will provide you with the guidance you need to help you decide whether filing Chapter 7 or a monthly payment plan under a Chapter 13 filing is the best fit.

Talk To The Attorneys Of Gingold & Gingold LLC Today

We meet with clients throughout the Atlanta metro area to help them decide how to best get a fresh financial start. If you would like to schedule a free initial consultation, send us an email or call us at (678) 915-2634.

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    Our Client Reviews

    Gingold & Gingold LLC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    All C.

    Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Sherard W.

    I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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