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How Long Does Filing Bankruptcy Take Atlanta, GA

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Bankruptcy Facts · Atlanta Attorneys

How Long Does Filing Bankruptcy Take?

Many people who consider filing bankruptcy worry about how long the process will take and how quickly they can get debt relief. The good news is that bankruptcy is a fairly straightforward process, providing temporary debt relief within days and permanent debt relief within months in many cases. The following are some guidelines on how long each step takes:

  • Credit counseling: Before you can file bankruptcy, you must complete a credit counseling course. There are a number of approved agencies that can help you meet this requirement by having a 30-minute phone call or online session with a credit counselor.
  • Filing your case: As soon as we have all the documents to submit for your bankruptcy filing, we will assemble your petition and file your case. Electronic filing is available for bankruptcy petitions, and our firm works efficiently to get our clients filed quickly.
  • Section 341 hearing: About 30 days after your bankruptcy petition is filed, the bankruptcy court will schedule a Section 341 hearing in order to see whether you have listed all of your debts and assets. Our attorneys will be there with you at this hearing.
  • Chapter 7 timeline: In a typical Chapter 7 bankruptcy case, all debts that are eligible for discharge are permanently wiped out about two months after the Section 341 hearing. In the meantime, your creditors cannot make any efforts to collect on those debts.
  • Chapter 13 timeline: Once the court approves your Chapter 13 bankruptcy repayment plan, you will have to make monthly payments on your debts for 36 to 60 months. If you have trouble making payments under the plan, our firm can help you explore your options.

The bottom line is that filing bankruptcy and obtaining permanent debt relief does not take nearly as long as many people are afraid it will take. With an experienced team of bankruptcy lawyers guiding you through the process, you can make progress toward a fresh start.

Of course, the process will always go more smoothly if you work with experienced attorneys, especially those who take the time to provide personal service and attention.

At our firm, you can rely on the representation provided by attorney Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has practiced bankruptcy, business and real estate law since 2001.

Bankruptcy Filing Lawyers · Atlanta, Cumming, Dallas, Douglasville, Gainesville

At Gingold & Gingold LLC, we are committed to our clients’ success. For a free initial consultation to discuss what we can do to move your case forward, call us at (404) 685-8800 or e-mail us. Evening and weekend appointments are available.

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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