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Can I Wipe Out My Second Mortgage Atlanta, GA

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Can I Wipe Out My Second Mortgage?

While the economy has slowly improved, many people are still underwater on their mortgages, meaning they owe more than what their homes are worth. While you cannot discharge your first mortgage in bankruptcy without losing your home, you may be able to seek relief from a second mortgage.

You should not attempt to wipe out a second mortgage without legal advice. At Gingold & Gingold LLC, we are some of the most experienced bankruptcy attorneys in the metro Atlanta area. We can walk you through the steps and help you figure out the best way to discharge a second mortgage or stop foreclosure.

Stop foreclosure with our lawyers’ help. Call (404) 685-8800 for a free consultation at one of our offices in Atlanta, Cumming, Dallas or Douglasville.

Why Do I Need An Attorney’s Help?

Mortgages are secured debts, meaning your home is the collateral. You may be able to have a second mortgage treated as unsecured — aka dischargeable — debt if you owe more on the first mortgage than the value of your home.

While some “debt relief” companies have made it sound like this is an easy process, it is quite the opposite. It is difficult to prove what your house is worth. We can help you navigate the hurdles.

As a client of Gingold & Gingold LLC, you can have peace of mind by working with Ira D. Gingold, who has been a bankruptcy attorney since 1971 and served as a Court-appointed Bankruptcy Trustee from 1971 to 2013, and Jamie L. Gingold, who has been helping clients address bankruptcy, real estate and business law needs since 2001. They can guide you through the process of stripping a second mortgage and give you the relief you need to stay in your home if your lender is threatening foreclosure.

Get An Attorney’s Help Today. Call Gingold & Gingold LLC.

We have helped countless families throughout the metro Atlanta area hold onto their homes and regain financial stability. Let us give you the legal advice you need to get through a difficult time. Call us at (404) 685-8800 or email us to schedule a free initial consultation.

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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