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Where Will You Live if You Give Up Your House Atlanta, GA

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Where Will You Live if You Give Up Your House?

Helping Clients Understand Their Housing Options After Bankruptcy

If you are living in a home you can no longer afford, you may eventually find that the best way to get your finances back on track is to file bankruptcy, let your house go and find a more affordable place to live. This obviously raises the question of where you will live after giving up your house.

At the law firm of Gingold & Gingold LLC, we are committed to helping our clients use the bankruptcy process to obtain a fresh financial start. This often involves advising clients on their options for finding better, more affordable housing for themselves and their families.

Comparing the Housing and Rental Markets in the Atlanta Metro Area

Historically, many people believed that renting a house or apartment meant throwing money away, whereas buying a house or condominium meant saving money. In the wake of the housing crisis, however, the opposite is true for many families in the Atlanta metro area.

If your home loan is underwater or your lender has raised your rates or added penalties to the amount you owe, you may be throwing money away by paying your mortgage.

On the other hand, the rental market in the metro area is currently very advantageous. Not only have many new apartment buildings been built, but many condominiums and houses have been converted into rentals, putting many rental housing options on the market.

Of course, many people would still prefer to own than to rent, and our attorneys can advise you on your options for buying a new home after filing bankruptcy. We have found that our clients are able to get better loans after bankruptcy than they had before.

Experienced Bankruptcy Attorneys · Douglasville, Cumming, Dallas

Our firm is made up of two experienced and dedicated Georgia attorneys: Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, real estate and business law since 2001.

To discuss your concerns about where you will live if you file bankruptcy, contact us today at (404) 685-8800 or by e-mail to schedule a free initial consultation.

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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