What Does It Cost to File Bankruptcy in Georgia?
Understanding the Factors That Contribute to the Cost of Bankruptcy
One thing that surprises some people about bankruptcy is that it costs money to file. Of course, bankruptcy is a legal process, and there are costs involved in any legal process. The good news is that these costs are vastly outweighed by the benefit of wiping out your debts.
At Gingold & Gingold LLC, we are committed to being as upfront as possible about the costs of filing bankruptcy in Georgia, without creating misleading expectations. Generally, the amount of money you can expect to pay to file bankruptcy will be based on the following factors:
- Court costs: In order to file bankruptcy, you must pay a filing fee to the court. There are separate fees for Chapter 7 and Chapter 13 bankruptcy, and these fees do occasionally increase, which means that much of the information you find online may be out of date.
- Legal fees: We set our fees based on the type and complexity of each case we handle. We do not publish one fee online and then charge people something else. We offer a free initial consultation so we can assess the facts of your case and quote you a fee.
- Credit counseling: Under the federal bankruptcy laws, anyone filing bankruptcy must participate in a court-approved credit counseling course. There are a number of providers that offer this service at relatively low prices, usually by telephone or online. We will help you find a reliable provider.
If you are behind on your credit card payments, you are facing foreclosure or you have any other problems with debt, the benefits you gain by using the bankruptcy laws to your fullest advantage with the help of an experienced lawyer will likely be far greater than these costs.
Our attorneys — Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, real estate and business law since 2001 — can help you achieve those benefits.
Contact Us to Discuss Filing Bankruptcy in the Atlanta Metro Area
The best way to find out how much it will cost to file bankruptcy is to sit down with a lawyer and discuss your specific situation. To schedule a free initial consultation with our attorneys, please contact our office at (404) 685-8800 or by e-mail today.