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Can You File Bankruptcy More Than Once Atlanta, GA

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Can You File Bankruptcy More Than Once?

Looking at Your Specific Situation to See When You Can File Again

One of the most common myths about bankruptcy is the idea that you cannot file more than once. In fact, there is no limit on how many times you can file bankruptcy. There are limits on how long you have to wait after one filing before you can file again, but those limits are not as simple as much of the information available on the Internet might lead you to believe.

At Gingold & Gingold LLC, our experienced bankruptcy attorneys — Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, business and real estate law since 2001 — can advise you on whether you can file bankruptcy again right away or whether you need to wait.

Advising You on the Laws When You Decide to File Bankruptcy Again

When Congress changed the bankruptcy laws in 2005, one of the changes was a set of waiting periods for multiple bankruptcy filings. These limits vary based on whether your original filing was a Chapter 7 or a Chapter 13 and which chapter you want to file this time.

The waiting periods for different types of bankruptcy can be confusing. The easiest way to find out how the law applies to you is to talk to an experienced attorney.

If you hire our attorneys to represent you, we will review your previous bankruptcy filings so we can advise you on which types of bankruptcy are available to you right away and which will become available soon, based on the specific waiting periods that apply to your situation.

Call Us to Talk to an Experienced Atlanta Bankruptcy Lawyer

To discuss how the bankruptcy time limits may affect your case, call us today at (404) 685-8800 or e-mail us to schedule a free consultation with our experienced Georgia bankruptcy attorneys. We have offices in Atlanta, Cumming, Dallas, and Douglasville, and evening and weekend meetings can be arranged.

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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