Can You File Bankruptcy More Than Once?

Looking at Your Specific Situation to See When You Can File Again

One of the most common myths about bankruptcy is the idea that you cannot file more than once. In fact, there is no limit on how many times you can file bankruptcy. There are limits on how long you have to wait after one filing before you can file again, but those limits are not as simple as much of the information available on the Internet might lead you to believe.

At Gingold & Gingold LLC, our experienced bankruptcy attorneys — Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, business and real estate law since 2001 — can advise you on whether you can file bankruptcy again right away or whether you need to wait.

Advising You on the Laws When You Decide to File Bankruptcy Again

When Congress changed the bankruptcy laws in 2005, one of the changes was a set of waiting periods for multiple bankruptcy filings. These limits vary based on whether your original filing was a Chapter 7 or a Chapter 13 and which chapter you want to file this time.

The waiting periods for different types of bankruptcy can be confusing. The easiest way to find out how the law applies to you is to talk to an experienced attorney.

If you hire our attorneys to represent you, we will review your previous bankruptcy filings so we can advise you on which types of bankruptcy are available to you right away and which will become available soon, based on the specific waiting periods that apply to your situation.

Call Us to Talk to an Experienced Atlanta Bankruptcy Lawyer

To discuss how the bankruptcy time limits may affect your case, call us today at (404) 685-8800 or e-mail us to schedule a free consultation with our experienced Georgia bankruptcy attorneys. We have offices in Atlanta, Cumming, Dallas, and Douglasville, and evening and weekend meetings can be arranged.