Should You Consider Bankruptcy? — Cumming Georgia Bankruptcy Attorneys

Bankruptcy Lawyers in the Atlanta Metro Area

Are you struggling with a mountain of debt? Does your throat tighten up whenever the phone rings or you head to the mailbox? Do you wonder if a personal bankruptcy filing is the right step for you? If you are thinking about filing bankruptcy, you probably should.

Experience and Personal Service Make the Difference

At Gingold & Gingold LLC, we are among the most experienced bankruptcy lawyers in the greater Atlanta area. Ira D. Gingold has practiced as a Court-appointed Bankruptcy Trustee from 1971-2013 and attorney since 1971; Jamie L Gingold has a broad background in legal areas such as real estate and business law in addition to bankruptcy.

Their combined practice is built on a commitment to personal service and attention, with one of them working directly with you throughout the process. We understand the stress and anxiety of filing bankruptcy and offer a free, in-office consultation in our welcoming offices to help you get started.

To schedule an appointment at one of our locations in Atlanta, Cumming, Dallas, and Douglasville, call our office at (404) 685-8800 or e-mail us. There is no charge for this first consultation.

Should You Consider Bankruptcy? Our Georgia Bankruptcy Lawyers Can Help You Decide.

If you are unsure whether you should file bankruptcy, consider some of the benefits:

  • Any personal bankruptcy filing, whether a Chapter 7 or Chapter 13 proceeding, will immediately stop all letters, calls and legal proceedings against you and will help you reestablish your credit.
  • Unsecured debts, such as credit card bills and medical expenses, can be permanently ended with a discharge in a Chapter 7 bankruptcy or Chapter 13 bankruptcy.

Don't be taken in by incorrect information about bankruptcy that you will see in print, on television and on the Internet. We will take the time to carefully explain the advantages of a personal bankruptcy filing so that you can make a good decision about your financial situation.

Common Myths About Bankruptcy

Many people choose not to file bankruptcy because they have been given inaccurate information about the process. The following are some common myths about bankruptcy.

  • I will have to start over with nothing: False. Under Georgia law, many assets are exempt for purposes of Chapter 7, which means that many people are able to file bankruptcy without losing any property at all.
  • I will never be able to get credit again: False. There are positive steps you can take to rebuild your credit after the conclusion of your bankruptcy case.
  • Debt consolidation is a better option: False. Debt consolidation companies do not have high success rates and end up making your credit worse. Bankruptcy is a faster, longer-lasting form of debt relief.

If you are unsure about bankruptcy, just ask an experienced attorney. Bankruptcy is one area of the law that is there to protect you. At our firm, we are here to help you. You may find out that things you have been told in the past are not correct.

Contact Gingold & Gingold LLC

We provide a free initial consultation in our offices to anyone considering bankruptcy. Call our offices at (404) 685-8800 or e-mail us to set up an appointment. Evening and weekend meetings can be arranged upon request. We have convenient locations to accommodate your needs.