Bankruptcy and Student Loans
Georgia Bankruptcy Lawyers: Student Loans
If you have substantial student loan obligations that you cannot pay, you may have considered personal bankruptcy filing. Student loans, like tax obligations, cannot be discharged. However, you do have opportunities that can significantly improve your financial situation and make it easier to pay your student loans. You want to work with an experienced bankruptcy attorney, one who has helped others in similar circumstances.
Personal Attention, Experience and Knowledgeable Representation
At Gingold & Gingold LLC, we are among the most experienced bankruptcy attorneys in the Atlanta metro area. Ira D. Gingold has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013; Jamie L. Gingold has an extensive background in bankruptcy, business, finance and real estate law. We emphasize personal service and attention, with attorneys handling all aspects of your case. We offer the knowledge, skill and experience to handle even the most complex bankruptcy filings.
Consolidate Your Loans, Reduce Your Overall Debt
If you have more than one student loan payment from different sources, you may be able to consolidate all your payments into a single obligation in a Chapter 13 filing. This can lower your monthly payments.
If you file Chapter 7 bankruptcy, discharging some or all of your other debt will put you in a better position to pay off your student loans. Your overall debt will be significantly reduced, allowing you to focus on those debts that cannot be discharged, such as student loans.