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Secured Debt Atlanta, GA

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Georgia Secured Debt Relief Lawyers

Helping Clients Use Bankruptcy to Deal With Secured Loans

A secured debt is a debt where you have pledged your property as collateral for a loan and agreed that the lender can take that property if you do not repay the loan. Chapter 7 and Chapter 13 bankruptcy offer a number of options for dealing with secured debts.

At Jamie L. Gingold, PC, (Formerly practicing with Gingold & Gingold LLC), our Atlanta secured debt relief attorneys — Ira D. Gingold, who has been a bankruptcy attorney since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, real estate and business law since 2001 — are committed to helping clients get the best possible results from the bankruptcy process.

Understanding Your Debt Discharge and Repayment Options

If you are unable to keep up with your payments on a secured debt, you could lose your home, car or other property. That is why it is important to contact an experienced bankruptcy lawyer to discuss your options. The following are some general things to consider:

  • If you want to keep the property, filing bankruptcy may help you discharge (wipe out) other debts so you can focus on making your home or car payments on time. Chapter 13 bankruptcy may also help you get current on your payments over three to five years in a repayment plan.
  • If you are prepared to give up the property, filing bankruptcy can help you walk away without a foreclosure or repossession, wiping away the entire debt, including any arrears.

In addition, certain types of secured debts, particularly many judgment liens and finance company liens, can be turned into unsecured debts in bankruptcy if your lawyer files the right motions. This will make it possible to wipe out these debts without giving up the property.

Atlanta Metro Attorneys · Mortgage Debts, Auto Loans, Judgment Liens

To discuss your options for dealing with secured debts, call us today at (678) 915-2634 or e-mail us to schedule a free consultation with an experienced bankruptcy attorney. We have convenient office locations in Atlanta, Cumming, Dallas and Douglasville, with evening and weekend meetings available by appointment.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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