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Bankruptcy Myths Atlanta, GA

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Bankruptcy Myths vs. Bankruptcy Facts

Putting a Stop to Misleading Information About the Bankruptcy Process

There are a lot of myths and misconceptions about bankruptcy, mostly because creditors write misleading information on the Internet in the hope of stopping people from filing bankruptcy. Don’t believe everything you read on the Internet. An experienced bankruptcy lawyer can give you accurate information.

At the law firm of Jamie L. Gingold, PC, (Formerly practicing with Gingold & Gingold LLC), our Atlanta bankruptcy attorneys — Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, business and real estate law since 2001 — are committed to putting a stop to bankruptcy myths such as the following:

  • I’m going to lose all my property: No, you will not. Our attorneys can use Georgia’s homestead exemption law to protect your home, car and other assets so that neither your creditors nor the bankruptcy trustee can take them from you to repay your debts.
  • My debts cannot be wiped out: Under the right circumstances, almost any type of debt can be discharged (wiped out) in bankruptcy. You should talk to a lawyer about your specific situation.
  • I’m going to go to jail: Our experienced bankruptcy lawyers will carefully prepare your bankruptcy petition so that nobody will accuse you of committing bankruptcy fraud or any other crime.
  • My creditors will sue me for filing bankruptcy: Once you file bankruptcy, your creditors cannot sue you, and all existing creditor lawsuits are stopped. Once you get a discharge that wipes out your debts, you no longer owe these debts, and your creditors cannot sue you.
  • Filing bankruptcy will ruin my credit: If you have fallen behind on your debts, your credit has almost certainly already been harmed. Until you file bankruptcy, it will only get worse. Once you receive a bankruptcy discharge, you can get started on rebuilding your credit.

Contact Our Atlanta Bankruptcy Lawyers for a Free Consultation

These are just a few common myths about bankruptcy. Our attorneys can calm your fears with accurate facts and personalized advice. For a free consultation, call us at (678) 915-2634 or e-mail us today. Jamie accepting cases from Atlanta, Cumming, Dallas and Douglasville and surrounding areas.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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