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Mortgage Assistance and Loan Modifications Atlanta, GA

Personal Attention & Experience Since 1971 Family-Owned, Family Focused

Client Reviews

Georgia Foreclosure Prevention Lawyers

Advising Clients on Loan Modification and Mortgage Assistance

Ever since the housing crisis began, driving millions of Americans into foreclosure, the government has tried to encourage the banks to modify mortgage loans so families can stay in their homes while making reduced monthly payments they can afford. Unfortunately, in many cases, individuals who attempt to negotiate loan modifications end up losing their homes.

At the law firm of Jamie L. Gingold, PC, (Formerly practicing with Gingold & Gingold LLC), our Atlanta foreclosure prevention attorneys are committed to helping clients in Georgia keep their homes. If you have fallen behind on your mortgage, you should not try to deal with the banks on your own. Our experienced lawyers can advise you on all of your choices, from loan modification to Chapter 13 bankruptcy.

Our firm is made up of two attorneys: Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has gained extensive experience practicing real estate, business and bankruptcy law since 2001.

Helping Clients Get Results Without Taking Unnecessary Risks

Many banks will not even consider a loan modification request until you are behind on your mortgage payments. At that point, your bank may lower your payments for a three month trial period. However, just because you make your payments on time and cooperate with the bank does not mean that your request for a permanent loan modification will be approved.

It is very dangerous to try to negotiate a loan modification with your bank on your own, especially if this involves deliberately falling behind on your mortgage payments.

All too often, people who think they are on the right track to getting their loans modified end up losing their homes in foreclosure. Many of these people would have been able to catch up their loans by filing Chapter 13 bankruptcy and putting their missed payments in an affordable Chapter 13 repayment plan.

Loan Modification Attorneys · Free Consultation

Our attorneys pay close attention to developments in loan modification and mortgage assistance programs, and we can advise you on your options. To schedule a free initial consultation, contact us today at (678) 915-2634 or by e-mail.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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