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Myth Busting Breaking Up People s Illusions About Bankruptcy Atlanta, GA

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Client Reviews

Myth Busting – Breaking Up People’s Illusions About Bankruptcy

Whether you’ve spoken with a well-meaning friend or a frustrated creditor, it is likely that you’ve heard something that isn’t true about bankruptcy. An abundance of misinformation has given bankruptcy a scary reputation it doesn’t really deserve.

Bankruptcy myths often keep people from considering bankruptcy as an option. However once people have separated the fact from fiction, they often discover that bankruptcy is not the frightening monster they thought it was.

Dispelling Bankruptcy’s Stigma

People are frequently concerned that their family, friends and co-workers will find out if they file bankruptcy. This rarely happens because most news organizations do not have the resources to track and report on everybody filing bankruptcy. Typically, news organizations focus their energies on businesses and public figures.

The great recession has changed the profile of today’s bankruptcy filer. People from every socio-economic class and of every education level are now seeking bankruptcy relief.

Your Possessions Will Not Disappear

Many individuals considering Chapter 7 bankruptcy are concerned that they will lose everything. In Georgia, bankruptcy exemptions are laws that govern what you can keep.

This covers many things, including your home, car, household goods, clothing and retirement plans.

Borrowing Again to Rebuild Your Credit

After filing bankruptcy, it does not take most people long to re-establish their credit. As soon as your bankruptcy has been discharged, you can begin rebuilding your credit. There are many lenders who will extend credit to you because you cannot file again for eight years. Once you establish yourself, you will be able to borrow again.

If you have thought about bankruptcy but have avoided taking action because you are concerned about the consequences, you should speak with an experienced Atlanta bankruptcy attorney. An attorney can answer your questions, giving you the power to make an educated choice about your future.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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