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Increasing Number of Women Struggling With Medical Debt Atlanta, GA

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Increasing Number of Women Struggling With Medical Debt

The rising cost of healthcare has left many Americans scrambling. While the government wrangles over how to handle the rising cost of healthcare, many families buried by medical debt are trying to figure out how to get by.

Medical debt is reaching critical levels for many. Medical bills are responsible for 60 percent of all bankruptcies in the United States. But it does not impact everybody equally. Now there is evidence to suggest that women are more likely to be crippled by medical debt than men.

According to a study conducted by the Commonwealth Fund, 26 percent of women in the U.S. struggled to pay their medical bills in 2009 and 2010. That is more than double the number of women struggling in other countries such as Australia and Germany to pay for their healthcare.

A number of factors contribute to women’s challenges including the costs they incur for childbearing. These other reasons include:

  • Women pay more than men for the same insurance
  • Women often have higher out-of-pocket costs than men
  • Women are generally paid less than men

To make ends meet, women often cut corners, either forgoing coverage entirely or buying coverage that only covers catastrophic events. According to nbcnews.com, the Commonwealth report found that 18.7 women in the U.S. did not have any form of health insurance coverage in 2010. An additional 16.7 million were underinsured, meaning they did not have sufficient coverage to meet their medical needs. A disproportionate number of these women lived in southern and western states.

Unfortunately, the problem is only getting worse. The number of uninsured women has grown steadily since 2000 and reached 20 million in 2010. Between 2003 and 2010, the number of underinsured adults, both men and women, rose by 80 percent.

Many individuals overwhelmed by medical bills get debt relief by filing bankruptcy. Whether pursuing Chapter 7 or Chapter 13 bankruptcy relief, bankruptcy offers people an opportunity to start fresh and take control of their financial future.

Because there are many myths surrounding bankruptcy, it is not uncommon for people to have fears about bankruptcy. Anyone who has thought about bankruptcy for even a moment should speak to an experienced Atlanta bankruptcy attorney who can answer your questions and educate you about the process. Many people’s concerns are put to rest after speaking with a lawyer. Once they understand the process, they can feel empowered to make the best decision for themselves and their families.

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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