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Know your options if you are being harassed by creditors Atlanta, GA

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Know your options if you are being harassed by creditors

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Being in debt is stressful enough for any person struggling financially in Atlanta; being harassed and abused by creditors can make the situation even worse.

Creditors will use a number of different tactics to get people to pay debts. In many cases, creditors comply with the rules set by the Fair Debt Collection Practices Act, but there are certainly instances when they bend or completely break these rules. People who feel they are being harassed by creditors can take action to stop the harassment and protect themselves and their rights.

In this article we wrote, we explored some of the ways that creditors commonly violate the FDCPA. In some cases, creditors misrepresent themselves, call non-stop, lie about debt information, make threats or use profane language, all of which can be deemed unlawful. Victims of these violations can choose to file a complaint with agencies that can enforce FDCPA rules, including the Consumer Financial Protection Bureau and the Federal Trade Commission.

Another way that people can stop creditor harassment is by filing for bankruptcy protection. While bankruptcy is not an appropriate solution for everyone, it can be a very effective means of discharging or repaying debt. It can also put an immediate stop to the harassment and seemingly endless stream of collection calls.

Being buried under debt can be overwhelming and stressful, and it can be beneficial to have the support of an attorney during this time. In addition to helping people find relief from debt, legal representation can also prove to be helpful in stopping collection efforts and holding parties accountable for unlawful debt collection practices.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

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    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

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    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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