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Is Your Debt Catching Up with You in Atlanta, GA? Atlanta, GA

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Is Your Debt Catching Up with You in Atlanta, GA?

Gavel and Justice Scales

In lieu of the pandemic, many Georgians are weekly visiting the Atlanta Community Food Bank delivery trucks that roll into downtown. Food insecurity is high and there are still people falling through the cracks. Many residents are trying to financially cope with the blow of the virus. Residents are wading through the deep waters of the economic toll of lost jobs.

Government intervention has protected many residents from bankruptcy. Expanded unemployment benefits and moratoria on evictions and foreclosures have all helped the Atlanta population in their time of need.

Practical Ways to Help Avoid Financial Woes

There are many ways to try to keep your head above water, financially speaking. There are a plethora of economic strategies to put into place before a real emergency hits. Unfortunately, the disaster has already hit and now we are all riding the waves back to an uncertain future. Besides creating an emergency fund of six months of income, you can do some smaller steps to stay afloat.

First, create a realistic budget and stick to it. Figuring out where your money is going is a great feeling of security, as every dollar is being allocated to a place of need. Next, do not impulse buy. Try to put off any large items, wait a night or a couple of days before buying any large price item, even if it seems needed and not just wanted. Do not buy something just because it’s on sale.

Next, get medical insurance if possible. Check into your state-sponsored medical programs, they are out there. Ask around on social media for some tips on finding these resources. Finally, charge items only if you can afford to pay for them now. Credit cards can become your undoing. Cut them up or put them someplace they are not easily accessed. Avoid large rent or mortgage payments, if you can do so.

Financial Options

Do not wait for your creditors to contact you. Make the contact first, especially with mortgage companies. They have protocols in place for help with making the payments and help if you have been financially impacted by COVID-19.

Contact a local lawyer for any bankruptcy questions. They may be able to help with tenant protection information as well. There are resources out there, you do not have to go it alone.

Contact Gingold & Gingold, Bankruptcy Lawyers in Atlanta, today for your financial relief resource team. They can help with a comprehensive plan with many options for resolution. Don’t delay, give them a call today.

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

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    Our Client Reviews

    Gingold & Gingold LLC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    All C.

    Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Sherard W.

    I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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