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Getting divorced doesn’t mean you can break up with your debt Atlanta, GA

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Getting divorced doesn’t mean you can break up with your debt

upset couple turning back on each other

The process of getting divorced can be extremely stressful and emotional. People can be dealing with feelings of betrayal, anger, guilt, sadness and fear for what the future will look like. Add to all this the stress of dealing with financial problems, and it can all prove to be quite overwhelming.

Unfortunately, debt and divorce often go hand-in-hand. Unmanageable debt can be the factor that puts such incredible strain on a marriage that it cannot last; people who have gotten divorced may find that moving on financially afterward can prove to be enormously challenging and end up creating debt on their own; it can also be quite expensive to actually get divorced, which can only add to existing or potential financial problems. If you are in any of these situations, there are a few things you should understand.

To begin with, debt doesn’t disappear when a marriage ends. According to Georgia property division laws, marital assets and debt are all taken into account when a court rules on how the marital estate will be divided. This means that, depending on several factors, shared debt balances will generally be split up and assigned to each spouse accordingly. But if you entered a marriage with your own debt and it remained separate throughout your marriage, you will take it all with you in the divorce.

It can also be important to understand that if you or your ex stops making payments on accounts that are in both of your names, both of you can be impacted negatively. This might include mortgages and credit cards you share.

Finally, one of the most important things to keep in mind is that you don’t have to deal with this difficult situation alone. Divorce can be hard enough without the added complication of debt; working through the financial issues you may be facing with the guidance of an attorney can be an enormous source of relief. Without the pressures of debt on your shoulders, you can focus on rebuilding your life and moving forward.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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