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Constant Creditor Calls Can Frustrate and Embarrass Debtors Atlanta, GA

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Constant Creditor Calls Can Frustrate and Embarrass Debtors

Bankruptcy Law Atlanta GA

Do you worry about inviting guests to your home because of constant calls from creditors? If so, you are not alone. People who are struggling with debt are typically plagued by calls from lenders asking for payment. When your finances are not where they should be, these constant calls can have an impact on mental and emotional well-being.

If you can’t think straight, there is no way of getting a handle on debt repayments. A bombardment of calls is one of the things that frustrate any effort to get back on your feet. Ignoring the calls is not ideal, either; so, what is the solution? You may wish to consider filing for either Chapter 7 or Chapter 13 bankruptcy.

Automatic Stay

When you file for bankruptcy, the automatic stay can become a saving grace. This function of the bankruptcy process prohibits creditors from further attempting to collect a debt. That means no more calls while your bankruptcy is in motion.

The automatic stay may also have a positive impact on your mental health. The constant and sometimes aggressive pursuit of payment can cause anxiety and depression. Individuals who file for bankruptcy may feel a sense of relief that allows them to take more positive steps toward financial freedom.

Reduce or Eliminate Debt

A Chapter 7 bankruptcy can eliminate much of your debt, while a Chapter 13 is designed to reorganize your finances through the reduction of monthly payments. Both options include the automatic stay function that prevents creditors from making further contact.

If you think that bankruptcy may provide the best solution to your financial woes, a consultation with an experienced bankruptcy lawyer is the next step. Call Gingold & Gingold today if you would like help with your financial situation. We value quality of personal service and offer a free initial consultation.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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