Are You Being Harassed by Creditors?
Many Georgia residents have encountered financial struggles due to the ramifications of the COVID-19 pandemic. Too often, desperate times bring out the worst in people, and that includes some creditors. While they may be struggling also, they still do not have the right to use unfair harassment tactics to bully people for payment. Are you being harassed by creditors? Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC) is a family-owned, family-focused law firm who can help protect you from unfair collection practices.
There are Laws Against Creditor Harassment
Using unfair collection practices seems to be a staple strategy for creditors and collection agencies. In fact, in the purpose statement of the Fair Debt Collection Protection Act, the following statement is included:
“There is abundant evidence of the use of abusive, deceptive and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs and to invasions of individual privacy.” (§ 802.a)
It is for this reason that the FDCPA was enacted – to protect creditors from abusive debt collection tactics. Some of these abusive actions can include:
- Repeated calls at all hours of the day and night, usually by an automated system
- Calling you at work and endangering your job
- Calling your family members and demanding payments or making threats
- Misleading victims with threats of wage garnishment or criminal charges
- Sending repeated letters demanding payment and threatening legal action
The FDCPA provides you with rights against harassment and abusive treatment, and an attorney from Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC) can explain those rights, and actions you can take to halt these actions against you.
Get Your Life Back and Stop Being Harassed by Creditors
Regardless of how bleak your current situation may appear, you have options. Gingold & Gingold can help you create space to maneuver and get your debts under control, while protecting your rights. Contact one of our five offices across the Atlanta Metro area at (404) 685-8800 to schedule your free consultation. We give you the respect and personal attention you deserve while providing sound and compassionate assistance.