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Are Medical Bills Leaving You Crippled in Debt? Atlanta, GA

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Are Medical Bills Leaving You Crippled in Debt?

Medical Bills Atlanta GA

If you have medical bills that are piling up, it can result in significant financial hardship. Managing your budget becomes increasingly difficult when you can’t cover the monthly cost of bills. Medical bills are classified as unsecured debt, which means you could consider filing for bankruptcy to relieve the financial pressure.

Informally referred to as medical bankruptcy when the bulk of the debt is related to treatment costs, a Chapter 7 bankruptcy would allow you to discharge most, if not all, of your unsecured debts. Things like credit cards, utility bills and department store cards are examples of the types of debt that are included in a Chapter 7 bankruptcy.

Filing Before Treatment is Complete

If you are still receiving treatment, you may wish to hold out until it is complete. A Chapter 7 bankruptcy will only cover medical bills up until the filing date. That means you will need to pay any medical bills generated after filing a Chapter 7.

Alternatively, you can contact the healthcare provider to discuss affordable ways of managing your medical bills. If you are struggling to pay, the hospital or doctor may offer discounts or waivers to help you cope with the burden. The Hospital Care Assurance Program (HCAP) is also available to patients on a low income.

When Bankruptcy is the Best Option

Bankruptcy may be the best option for eliminating medical bills. The most likely path you would then take is filing for Chapter 7 bankruptcy. However, there are qualifying conditions that dictate if you are able to file for Chapter 7. If you are not eligible for this type of bankruptcy, Chapter 13 is a potential alternative solution. In Chapter 13, you will have to pay a portion of the medical bills that you owe through a repayment plan lasting 3-5 years.

If you are considering bankruptcy to eliminate your Atlanta medical bills, reach out to Gingold & Gingold, LLC, for a free consultation today.

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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