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What Do You Believe About Bankruptcy? Atlanta, GA

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What Do You Believe About Bankruptcy?

Ira and Jamie Gingold Bankruptcy Attorneys in Atlanta GA

There are prevailing assumptions when it comes to bankruptcy, causing many to believe that excessive spending and lifestyle habits are to blame for filing Chapter 7. This might be true in some cases. Yet, there are other reasons to file, which begs the question, “what do you believe about bankruptcy?” Consider the following discussion concerning the myths surrounding bankruptcy.

First, some believe that people who file for bankruptcy are financially irresponsible. To some degree, this is probably true. Even so, the majority of those that file for bankruptcy find themselves facing serious personal problems such as “losing a job, going through a divorce or suffering a serious illness,” as reported by Walter W. Miller Jr., teacher at Boston University School of Law. In particular, when individuals are without work for a long period of time, or when legal fees from a divorce are overwhelming, they might resort to bankruptcy.

Second, some believe that bankruptcy releases all past debts. On the contrary, bankruptcy is not the key to starting over, so to speak. For instance, those paying alimony or child support must continue to do so, as well as those ordered to pay restitution for a crime. In other cases such as student loans or tax-related debts, it depends on the type of student loan and if individuals filed tax returns.

Third, some believe that bankruptcy ruins credit scores permanently. The truth is—for those that file for bankruptcy, they can be approved for a credit card and even a mortgage within 1-3 years after filing for bankruptcy. It depends on the discharging of the debt associated with the bankruptcy, as well as individual circumstances.

We Provide The Personal Attention And Experience That You Need And Deserve

At Gingold & Gingold, LLC, we have dedicated our practice to helping individuals, families and small businesses resolve problems with all types of debt. 

When you hire us, you can expect us to provide the personal attention and experience that you need and deserve. We’ll help you understand your bankruptcy options, including when and if to file and what to expect along the way. Most importantly, we’ll work to help you meet your financial goals. To schedule a confidential consultation to discuss your case, call Gingold & Gingold, LLC today.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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