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Underemployment Atlanta, GA

Personal Attention & Experience Since 1971 Family-Owned, Family Focused

Client Reviews


Ira and Jamie Gingold

While the recession of 2008 is over and many Americans are finding work again, underemployment has become a significant factor. Many workers have been forced to accept a job with a salary that cannot sustain their lifestyle. When the “fluff” of your spending has been extinguished and you are now simply trying to keep your home, your car, and food on the table bankruptcy may be your only feasible option.

There has always been a negative thought process regarding bankruptcy, yet filing for bankruptcy is not always due to a person’s lack of judgment or an overabundant lifestyle. For many, underemployment occurs when they do have a job but the income is not stable, consistent, or enough to pay off debts and things they need to survive. Both Chapter 7 bankruptcy and Chapter 13 bankruptcy offer benefits to those who find themselves in a place of underemployment. 

Chapter 7 Benefits:

  • You can typically keep your car and your home
  • Continue to make payments toward car and home; payments can often be reduced in monthly payment and payment period extended
  • You can keep paid-for items such as furniture, car, clothing, etc.
  • Once bankruptcy is completed, unsecured debts such as medical bills and/or credit card debts are discharged. 

Chapter 13 Benefits:

  • Stop foreclosure
  • Stop car repossession
  • Time allowed for you to catch up on past due payments for your car and/or home
  • Wipe out a portion or all of credit card debt and/or medical bills
  • Consolidates bills into a payment plan

While bankruptcy has the reputation of being only for those who wasted away their money and were irresponsible, bankruptcy needs to also be viewed as a means to help those who are underemployed or unemployed. Filing for Chapter 7 or Chapter 13 bankruptcy can relieve your financial stress. Contact Gingold & Gingold, LLC, today. We are here to recommend a solution to get you back on the road to a positive financial future.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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