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Student Loan Debt on the Rise Atlanta, GA

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Student Loan Debt on the Rise

a gavel over a pile of banknotes

Students attending college may have financed a portion of their higher education through a student loan or other forms of borrowing because of the high college tuition prices. About 54% of college students took on some debt, including student loans, for their education. Year after year more students are finding themselves with student loan debt after graduation. Student loan debt has been on the rise and doesn’t look like the debt is decreasing. Student loans are the second-largest credit debt in the U.S. behind mortgage loans.

Student loan debt facts as of the beginning of 2019, according to and Federal Student Aid are:

  • Total outstanding federal student loan debt: about $1.4 trillion
  • Total outstanding federal and private student loan debt: about $1.6 trillion
  • Total federal student loan borrowers: 43 million

With tuition costs rising each year, student loans help make college education feasible for all income levels. However, with this comes the responsibility to make payments on those student loans. The average student loan debt per student is about $31k. After graduation, paying back the student loans can be overwhelming. Knowing the payment options for the student loan can help. However, making timely payments on those loans can present to be a problem. As reported by the Board of Governors of the Federal Reserve System, 2 in 10 adults are behind on their student loan debt payments.

Student Loan Debt Help in Metro Atlanta

Georgia ranks among the top 5 states with the most student loan debt. Talk to an experienced bankruptcy attorney if you feel like you don’t have many options and are behind in your student loan payments. There may be various options that will help improve your financial situation and make student loan payments easier. The attorneys at Gingold & Gingold are experienced in handling student loan debt.

If you are in the Atlanta or surrounding areas and want to know your options regarding your student loan debt, call Gingold & Gingold today for a free initial consultation.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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