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Managing High Medical Debt Atlanta, GA

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Client Reviews

Managing High Medical Debt

Ira and Jamie Gingold Bankruptcy Attorneys in Atlanta GA

Every year as medical costs skyrocket and insurance offers less coverage, many people struggle with ever-growing financial burdens. Medical debt is a huge issue and causes extreme financial struggles for millions of Americans. Medical debt most often results from an event, trauma, or injury that is unpredictable and costly – such as an accident or sudden illness. Medical debt comprises the largest percentage of all debt payments received by third-party agencies, and it has a significant impact on consumer credit. Medical debt has caused millions of people to use up their entire retirement savings only to still end up in financial crisis.

The recent recession and changes in the healthcare system has only intensified the problem. While Obamacare has promised to lower insurance costs, many people have unfortunately found that they may pay less for monthly premiums, but when they need to use their insurance they are not covered, and medical debt begins to grow at an exponential rate.

In 2013, it was found that unpaid medical bills have become the number one cause of bankruptcy filings. So what do you do if you are having trouble paying off your medical bills? Some people find that they are successful at negotiating their medical bills. It is always important to request an itemized invoice from your doctor and/or hospital and read each line on the bill. People are often surprised to see duplicate charges and/or unreasonably high charges, such as $22 for two Tylenol or $10 for a box of tissues. These charges can be disputed, and you should never hesitate to challenge overcharges, double billing, or anything else that seems unfair.

Over half of all bankruptcy fillings have been tied to health care expenses in the attempt to “wipe out” debt and begin again with a clean slate. At Gingold and Gingold, LLC, we are here to help our clients navigate the waters of high medical debt to determine the best steps toward financial success in the future. If your medical debt has skyrocketed, collectors are harassing you, or you are in danger of losing your home, please contact our practice today.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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