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Basics of Bankruptcy Atlanta, GA

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Basics of Bankruptcy

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Many people view the word “bankruptcy” as a very bad word. Granted, the decision to file bankruptcy is not an easy one, nor is it one that should be made lightly. However, bankruptcy can be an excellent choice for families that need to get on a better financial track and provide a fresh start for the future.

Understanding the basics of bankruptcy can help dispel myths that lead many people to believe that filing for bankruptcy is the worst thing that could ever happen. Most people who file for bankruptcy choose to file for either Chapter 7 or Chapter 13. Both of these types of bankruptcy are means for providing a fresh beginning, and both of these have unique properties.

One of the first things that people question regarding filing for bankruptcy is if they will lose all of their possessions. Here in Georgia, there are bankruptcy exemptions that protect your possessions from being disposed of in your bankruptcy estate. This helps to protect your home, your car, and your retirement accounts from being taken away from you. Another injunction known as “automatic stay,” will stop all court actions and will bar creditors from pursuing you any further. Harassing phone calls and mailings will be stopped automatically.

In many cases, bankruptcy is a means of saving yourself from financial ruin. While bankruptcy will be on your financial record, once you have gone through the process, you can begin rebuilding your life and your financial future. People all over the United States make poor financial decisions on a daily basis, some are just more unfortunate to be trapped in these poor decisions.

Every situation is unique, and there is no one size fits all answer when it comes to filing bankruptcy. Chapter 7 is better for some situations, and chapter 13 is better for other situations. There are other options available as well, and in order to determine the best bankruptcy option for you and your family, it is imperative that you speak to a reputable and experienced bankruptcy lawyer. If you are buried in debt and are seeking options to help overcome your financial problems, contact Gingold & Gingold, LLC today. Our experienced Atlanta bankruptcy attorneys are here to review your options and help you make the wisest decision regarding your future.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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