Skip to main content
(404) 685-8800 Contact Us
Stay on Budget This Black Friday Atlanta, GA

Personal Attention & Experience Since 1971 Family-Owned, Family Focused

Client Reviews

Stay on Budget This Black Friday

lawyer in a lawyers library

For the deal-seekers, the day after Thanksgiving is more than just a day for relaxing and digesting that turkey dinner. It is Black Friday, the widely publicized start of the holiday shopping season event during which retailers offer low prices on everything from electronics to toys to jewelry. In recent years, as retailers have struggled in the dismal economy, Black Friday has become increasingly competitive. Now stores open in the early morning hours, if not on Thanksgiving itself, and the deals to be had are even better. However, financial experts are warning that Black Friday prices make it easy for shoppers to spend more than they can afford, potentially leading to debt, bankruptcy, and similar financial consequences.

Here are a few tips to avoid overspending this holiday season:

  • Budget: Set up a spending budget and write it down. Bring it with you as you shop to avoid impulse purchases.
  • Plan ahead: Write down the names of all of the people and organizations for whom you plan to purchase gifts, as well as how much you are able to spend for each person. Carry this list with your master budget.
  • Use credit cards strategically: Choose one or two credit cards with a low interest rate or that earn you reward points or airline miles, and shop exclusively with those few cards. Try to pay off bills as soon as you make purchases to avoid accruing interest and credit card debt. If possible, shop with a debit card so the amounts spent are deducted from your checking account right away, avoiding credit card bills with interest and possible late fees.
  • Look into layaway: An increasing number of retailers are offering layaway plans in light of the economy. Be sure that such plans do not include interest or fees before you sign up for one.

Planning is the name of the game when it comes to smart holiday shopping. If you know what you are looking for and how much you can spend, you will have a happy, debt-free holiday season!

Source: Conntact.com, “Citizens Bank offers holiday shopping tips”

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

First Free
Appointment



Disclaimer Privacy Policy

I have read the Disclaimer and Privacy Policy

Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

Write a review