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Retailers target shoppers to increase spending during holidays Atlanta, GA

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Retailers target shoppers to increase spending during holidays

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The holidays can be the most stressful time of year, especially for people who are already dealing with tight finances and money woes. There is a lot of pressure to buy gifts, stock up on decorations and attend parties, all of which can make people feel like spending money is unavoidable.

Unfortunately, millions of Americans are struggling with debt and don’t have the disposable income to support extravagant shopping behaviors. But this hasn’t stopped companies from targeting shoppers and trying to entice them to increase spending and borrowing. This year, online suppliers and brick-and-mortar stores have been as aggressive as ever when it comes to attracting shoppers and generating sales.

There are a number of ways retailers appeal to consumers in order to end the fiscal year on a high note. They engage in practices that are designed to make shoppers buy more items, shop more frequently, and spend more when they are making purchases.

In order to do this, they offer a wide range of deals and discounts, from Black Friday doorbusters and buy-one-get-one-free deals in stores to Cyber Monday discounts and free shipping before shipping costs skyrocket for online retailers. These promotions often encourage consumers to buy things they normally wouldn’t by focusing on the apparent savings. But people can fail to realize that in order to save money they have to spend money that they may not have planned on spending in the first place.

All of this pressure and outside influence can put people in a very complicated and frustrating position. It can lead to out-of-control spending and increased borrowing to cover these expenditures. Unfortunately, this often leads to unmanageable credit card debt.

This holiday season, consumers in Atlanta should remember that while it can be very difficult to shop smart and be aware of retailer tactics, doing so can be crucial to protecting their financial future. But no one is perfect and people make mistakes, especially when it comes to money and the holidays. Those who do find themselves in a troubling situation involving debt, foreclosure and unpaid bills do have the right to pursue debt relief options with the help of an attorney.

Source: The New York Times, “Shoppers Line Up for Black Friday Deals,” Hiroko Tabuchi, Nov. 27, 2014

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

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Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

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Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

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Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

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I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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