Skip to main content
(678) 915-2634 Contact Us
Mortgage Relief Options During the Covid-19 Pandemic in Georgia Atlanta, GA

Personal Attention & Experience Since 1971 Family-Owned, Family Focused

Client Reviews

Mortgage Relief Options During the Covid-19 Pandemic in Georgia

House in Georgia Atlanta GA

As uncertainty continues over the future of the economy and jobs due to COVID-19, Georgia homeowners are understandably concerned. Responses to the pandemic at state and federal level are subject to rapid change. If you fear that your job is at risk or you have already gone into furlough, it may be time to consider financial challenges.

Most homeowners have multiple credit commitments, besides a mortgage. When your income isn’t enough to pay all the bills, you will need to prioritize which payments are most important. There is a risk associated with defaulting on any type of credit, but not paying your mortgage could mean losing the roof over your head.

Pandemic Mortgage Relief Options

Rather than stopping your mortgage payments, explore any relief options that are available. Homeowners with federally backed mortgages have protections under the Coronavirus Aid, Relief, and Economic Security (CARES) Act. A foreclosure moratorium may help you get through the COVID-19 crisis without losing your home. Alternatively, homeowners who are struggling to keep up with mortgage payments can take advantage of a right to forbearance under the act.

For homeowners who do not have federally backed mortgages, there may be other forms of relief available. The first step to take is speaking to the lender. Forbearance, which allows you to adjust or temporarily stop payments, is a potential option. It is also important to check Georgia government guidelines for further relief options, including suspension of foreclosures during the COVID-19 emergency. Always use official websites, as information is kept up-to-date during the pandemic.

In some cases, the relief options that you are offered may not result in defaults being listed on your credit report. When you speak to your mortgage provider, have a list of questions on hand that are specific to your mortgage and financial situation.

If you need additional advice on managing your finances during this difficult time, Gingold & Gingold can help. Call our offices today if your home is at risk during the COVID-19 pandemic.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


First Free

    DisclaimerPrivacy Policy

    I have read the Disclaimer and Privacy Policy

    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

    Write a review