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More Georgians forced to use credit cards to pay medical bills Atlanta, GA

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More Georgians forced to use credit cards to pay medical bills

3 Doctors Discussing Medical Treatment

If you are like many other Georgians, you are probably in a precarious financial position as a result of the depressed job and housing markets. Even if you have avoided bankruptcy and foreclosure throughout the economic recession, you may be just one emergency or unplanned situation away from financial disaster.

The lack of a financial safety net has forced many people in Atlanta and throughout the country to use high-interest credit cards to pay their medical bills.

It is not just patients without health insurance who are turning to credit cards to pay medical debt. A recent study found that about one-fourth of Americans have difficulty paying their medical bills, and that two-thirds of that group has health insurance.

According to a new report prepared by The Access Project and Demos, two non-profit organizations, many employers have scaled back their health insurance offerings as a way to cut costs in the dismal economy. This has left families shouldering more of the burden of their medical expenses. And with ever-rising health care costs, paying medical bills out of pocket is simply impossible for many cash-strapped families.

Even families who are in relative good health run the risk of suffering long-term financial consequences from a medical emergency, according to researcher Mark Rukavina. “Nearly 60 million adults in the U.S. are at risk of incurring medical bills they will not be able to afford,” he said. “Many people are just an illness away from becoming medical debtors, and medical debt can have a detrimental effect on health-care access.”

Source: HealthDay, “More Americans Paying Their Medical Bills With Credit Cards,” Amanda Gardner, Jan. 16, 2012

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1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

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Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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