Skip to main content
(678) 915-2634 Contact Us
Middle class still struggling with financial tug-of-war Atlanta, GA

Personal Attention & Experience Since 1971 Family-Owned, Family Focused

Client Reviews

Middle class still struggling with financial tug-of-war

upset couple turning back on each other

It is no secret that most people in the U.S. struggle with finances and money on a regular basis. Millions of people have battles every month when it comes to paying for what they want and paying for what they need, as many people can’t do both. 

According to a recent article in USA Today, it is not just those living in poverty who are having to make enormous sacrifices when it comes to spending. In fact, the author of the article suggests that the majority of Americans — the middle class — are unable to pay for things that at one time were all but essential, and this is contributing to the widespread debt problems people are having.

The article suggests that there are seven things most people can no longer afford, which fit into two general categories: things we want and things we need.

  • Things we want: Most people can no longer afford to purchase a new car or go on vacation without having to do some serious planning and sacrificing. No longer is it a given that people will take a trip every year or buy a new car when an old one dies. People have to save and plan ahead for these apparent luxuries.
  • Things we need: Sadly, many of the things that people can no longer afford are necessary. These include medical care, dental work, credit card debt, and retirement and emergency savings. The financial obligations can be impossible to support when people are tapped out from paying a mortgage, taking care of the kids, buying groceries and trying to stay on top of all their bills.

This is certainly a troubling picture. People in the middle class are having much more difficulty paying for a multitude of things that seemed so easy to afford in previous decades. This is leading to serious financial troubles and mounting debts that can seem impossible to tackle.

However, there are many debt relief options available that can help people at least get back on track. While these solutions won’t be able to change the income coming in, they can help people deal with the money they owe so that they work toward a more affordable future.

Source: USA Today, “7 things the middle class can’t afford anymore,” Erika Rawes, Oct. 25, 2014

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


First Free

    DisclaimerPrivacy Policy

    I have read the Disclaimer and Privacy Policy

    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

    Write a review