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Getting Homesafe Georgia up to speed preventing foreclosures Atlanta, GA

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Getting Homesafe Georgia up to speed preventing foreclosures

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Getting behind on your mortgage payment one month or two may not be the beginning of the end. But becoming delinquent on payments for an extended period of time can result in you receiving word that the bank is looking to take your home through foreclosure.

Obviously, the best way to avoid such a situation is to prevent that action from ever getting underway. Whether bankruptcy is the right way to do that for you is something that depends on all the circumstances of your case. And making a determination you can be most comfortable with is something that is always best done with an attorney’s aid.

As many in Georgia have experienced, the past few years have been tough ones. The Great Recession is ostensibly over, but the head of Impact Group, a foreclosure avoidance organization, observes that there are still a lot of hurting homeowners who need help. In fact, Realty Trac says that Georgia still ranks among the top 10 states in the country for foreclosures at one in every 1,200.

Many may recall that the federal government has instituted a number of programs to help stem the tide of foreclosures. In Georgia, one such program is called Homesafe Georgia. We wrote about it earlier this year. It’s administered by the Department of Community Affairs and there seem to be some questions about whether the agency is truly dedicated to fulfilling its mission.

Homesafe Georgia is said to have some $184 million in federal funds in hand and just three years in which to put it to work. And so far critics say its track record hasn’t been too sterling.

According to one report, Homesafe Georgia pledged to help 18,300 homeowners in the first year. Before the year was out, that number was lowered to 15,100. And by the end of 2013, there had been only 4,500 homeowners actually served.

Homesafe Georgia officials defend their actions saying they have a responsibility to be sure taxpayer money is properly spent. But critics say the issue isn’t numbers, but people’s lives.

The agency has made some changes this year to improve things and reports some progress, but many wonder if it’s enough.

Source: WGCL-TV, “Changes aid Homesafe Georgia in helping more avoid foreclosure,” Jennifer Emert, Aug. 13, 2014

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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