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Facing foreclosure? What you need to know Atlanta, GA

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Facing foreclosure? What you need to know

There are millions of people in the U.S. who are trying to deal with overwhelming stress stemming from debt, unemployment and unpaid bills. A seemingly constant stream of calls from creditors combined with the penalties of falling behind on payments only make matters worse.

In the midst of all these financial concerns, the threat of losing a home in foreclosure proceedings can be too much for a person to handle. Foreclosure is a serious action that can turn a person’s world upside down, and it is often a top priority for people in economic distress to protect that one asset. In order to prepare for or try to avoid foreclosure, it can be crucial to understand how the process works and what options may be available for keeping a home.

Georgia laws are quite specific when it comes to foreclosure. A number of steps must be completed properly in order for the process to be legitimate. For example, there are strict rules regarding foreclosure notification to borrowers, establishing default, as well as when and where foreclosure sales must take place.

If and when the appropriate stipulations are met, a foreclosure sale can proceed.

What this means is that homeowners have a little bit of time to take action. They may pursue a short sale or deed in lieu of foreclosure if they are prepared to give up the property. If this is not an acceptable option, it may be wise to consider filing for bankruptcy.

Filing for bankruptcy will stop foreclosure proceedings against a homeowner. It is crucial to understand that bankruptcy filing will only suspend a foreclosure; it will not erase it. But it can be possible to keep a home and/or develop a repayment plan that is more feasible, depending on the type of bankruptcy that is filed.

Understanding your options when it comes to foreclosure can be crucial, as is time. Acting quickly to assess your situation with the help of an attorney can be a good way to avoid unnecessary delays and seek an appropriate and satisfactory resolution to protect a home.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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