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Don’t let wage garnishment make a Scrooge out of you Atlanta, GA

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Don’t let wage garnishment make a Scrooge out of you

Ira and Jamie Gingold Bankruptcy Attorneys in Atlanta GA

The holidays are upon us. For many in Georgia, lights and music fill the air with magic and promise. But for some people, holiday traditions bring suffocating feelings of stress and anxiety. The bills are stacking up, and so are the added holiday expenses. Your paycheck just doesn’t seem to add up.

Maybe you want to see your child’s eyes alight with excitement over the toy he or she has been dreaming of, or you yearn to give your significant other that special gift he or she has subtly hinted about. Even your employer may pressure you to buy a present for someone in need. While you want to be generous, paying your bills and supporting your family have to come first. However, it could be so much worse if wage garnishment became an issue.

A cautionary tale to keep in mind during the holidays is that of a woman who has kept the practice of taking out payday loans as a means of helping her with cash flow issues. She took the payday loans out for years before she fell behind on her payments and began receiving phone calls that threatened her with a lawsuit. It was not until she took action of her own — and with the help of an attorney — found out she had more than paid her principal and that the loan company was operating illegally. She sent the company a cease and desist letter, and the phone calls immediately stopped.

There are, however, many payday loan companies out there operating legally that are within their rights to come after you if you have trouble paying back what you borrowed. These companies can sue you and garnish your wages if necessary.

Keep these worst-scenario outcomes in mind when considering the temptation of borrowing money to pay for things you cannot afford this holiday season. Georgia residents who believe it is already too late and are facing the threats of collectors should know that options exist to immediately stop wage garnishment. Whether you consider bankruptcy or another type of debt relief, resolve this New Year to take action to remedy those that threaten your livelihood.

Source: Main Street, “Illegal Lenders Give Debtors a Run For Their Money,” Juliette Fairley, Dec. 18, 2013

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (678) 915-2634

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    Gingold & Gingold LLC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    All C.

    Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Sherard W.

    I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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