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Debt collectors using Facebook to harass borrowers Atlanta, GA

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Debt collectors using Facebook to harass borrowers

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Atlanta readers may not be surprised to see that aggressive debt collectors have found a new way to pursue overdue borrowers, now intruding into every communication platform they can find and employing social media sites like Facebook and Twitter.

In some instances, debt collectors are using Facebook to continue to harass borrowers that are already in contact with them, not just those who they have been unable to reach. This is a new low for debt collectors, who are known for their aggressive tactics to coerce distressed borrowers into paying, or at the very least to cause them serious distress over their inability to pay.

Regulators at the Consumer Financial Protection Bureau and the Federal Trade Commission are questioning this tactic as well, looking into exactly how debt collectors are using Facebook and other social media sites to harass borrowers. Almost one out of every ten people in the United States have accounts that are currently in collection and the amount averages about $1,500. As a result, the CFPB is considering a variety of actions aimed specifically at debt collection practices.

The new regulations would be aimed primarily at heavier government oversight of debt collection practices, which many agree have gotten out of hand. Government oversight has already started for several debt buying companies. A spokesperson for one national debt collection company told reporters that they instruct employees to avoid social media, but that they do not have hard and fast rules about the proper conduct.

What do you think – is Facebook an acceptable way for debt collectors to contact borrowers? Or should these tactics be considered too aggressive and be banned?

Source: Bloomberg, “Debt collectors are going after people on social media” Carter Dougherty, Jan. 24, 2013

Information how to stop collection calls can be found on our Atlanta bankruptcy page.

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

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Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

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Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

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I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

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I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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