Skip to main content
(678) 915-2634 Contact Us
Debt collector sued for threatening wage garnishment Atlanta, GA

Personal Attention & Experience Since 1971 Family-Owned, Family Focused

Client Reviews

Debt collector sued for threatening wage garnishment

Judge Gavel, Scales of Justice and legal books on the desk

Under the federal Fair debt Collection Practices Act, creditors and debt collectors may not use abusive debt collection practices. This means that companies and individuals may not intimidate, threaten, harass, or lie to a debtor when they are attempting to collect on a debt. According to the Federal Trade Commission, the number of consumer complaints about improper debt collection practices increased by more than 15 percent in 2010, likely due to the struggling economy.

In addition to making a complaint to the FTC, debtors who are being pressured by debt collectors have another option for putting an end to the harassment: filing a civil lawsuit. Recently, one debtor field such a lawsuit after a debt collector threatened him with wage garnishment and a lawsuit if he did not pay his debt.

According to the court complaint, the defendant debt collection company began placing collection calls to the plaintiff in April regarding an unpaid debt. The debt collector quickly escalated their efforts, threatening to garnish the plaintiff’s wages if he did not pay the debt. In addition, they also threatened to garnish his mother’s wages if the debt was not paid, and they threatened legal action against the plaintiff.

In the lawsuit, the plaintiff accuses the defendant of violating the Fair Debt Collection Practice Act by “harassing, oppressing or abusing [the plaintiff] in connection with the debt,” as well as by using “false, deceptive or misleading representation of the debt.” In addition, the defendant is accused of “giving false implication that the nonpayment of the debt will result in garnishment of wages.”

Hopefully, the court will find the debt collector liable for this improper action, and send a message to any other company that may be using threats to collect debts.

Source: SE Texas Record, “Debt collection company sued for threatening wage garnishment,” Michelle Keahey, July 25, 2011

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


First Free

    DisclaimerPrivacy Policy

    I have read the Disclaimer and Privacy Policy

    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

    Write a review