Atlanta Bankruptcy Law Blog

Cash vs. Credit

When it comes to consumers’ spending, credit is king these days. With online spending a normalcy of life and the ease at which credit cards can be swiped, credit card spending has been on the rise for the past two decades. However, debt has also been on the rise in the past two decades – and there is a direct link between the two.

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Should You Consider Bankruptcy?

Debt is an issue that most Americans face each year. While some have manageable debt that they are able to budget payments for and pay off in a decent amount of time, others have insurmountable debt that they see no way out of. It is important that you understand how bankruptcy affects you, your credit, and your future. If you are in debt up to your eyeballs and see know way out, it is time for you to ask yourself if you should consider bankruptcy.

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Joint Credit

After you get married, you will share a bed, a bathroom, the TV remote, family holidays – but what about credit? Many young couples assume that when they get married they will have a merged credit report.

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Rebuild Your Credit in 2016

If you are like many people, 2015 was a year of over spending, acquiring too much debt, and filing for bankruptcy.

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Don’t Let the Holidays Cause Even More Debt!

Christmas can be a stressful time for many people that are already in debt. Don't get carried away with all the shiny new toys out there.

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Purchasing a Home After Bankruptcy

If you have ever filed for bankruptcy, you may wonder if you can ever own a home. Let us help you make an informed decision.

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Managing High Medical Debt

Medical bills are costly and unpredictable. If you have a medical emergency or need immediate treatment, these unexpected bills can be overwhelming.

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Bankruptcy vs. Debt Consolidation

You hear horror stories about financial difficulties for many Americans all the time. If you have financial troubles, is bankruptcy or debt consolidation an option for you?

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Bankruptcy for Small Business

Owning a small business can be great for most people. But for some, it may not work out and they may need to file for bankruptcy.

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Tags: Bankruptcy Attorneys in Atlanta, Small Business Bankruptcy, Bankruptcy Lawyers for Small Businesses

Stop Harassing Creditors with Automatic Stay

You are already under an enormous amount of stress with unpaid bills piling up and the stress of how far you can stretch your next paycheck. Add on top of that the non-stop calls from harassing creditors and you have yourself the recipe for a mental breakdown.

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Tags: Ceditor Harassment, Filing Bankruptcy, Automatic Stay, Bankruptcy Lawyers, Loading...

Georgia residents: You don't have to deal with foreclosure alone

On behalf of Gingold & Gingold LLC posted in Foreclosure on Wednesday, June 3, 2015.

If you have been notified that you are at risk of losing your home in foreclosure, you may be tempted to do whatever you can to keep anyone else from knowing about the problem. Some people ignore notifications from their mortgage holder; other people will sit back and hope the problem solves itself. Many people don't think about reaching out to discuss their options with someone else.

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Tags: Foreclosure

Don't fall victim to debt relief scams

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, May 28, 2015.

In this day and age, your contact information can be accessed by others much more easily than you think. Email and phone lists for one company can be purchased and used by other parties, lawfully or not. When you sign up for things online or give out your phone number for applications and other services, that information is not guaranteed to be safe and used only by the parties to whom it was given.

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Tags: Credit Card Debt