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Avoiding medical debt Atlanta, GA

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Avoiding medical debt

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Medical debt can be a major source of financial hardship for Georgia residents who have recently been injured or seriously ill. Even for minor medical needs, bills can add up and become overwhelming quickly, especially when combined with other financial obligations. One of the major reasons why people end up in serious medical debt is because of a lack of health insurance coverage.

This is a particularly big problem for young people or others without health benefits through their employer. Buying individual insurance policies can be very expensive and health individuals often forgo coverage that seems too expensive to justify the benefit. Still, most financial planning experts would agree that some minimal coverage is worth the expense, particularly when an accident or serious illness keeps you away from work.

When assessing the need for minimal coverage, many people don’t realize how quickly a medical bill can go from the hundreds of dollars to several thousand dollars. Tests like MRIs and blood sample analysis tests that are used to diagnose patients can be very expensive, particularly because individual patients don’t benefit from discounted pricing offered to health insurance companies. Even a high deductible plan that covers costs after $1,000 or more can save patients from serious financial distress later on.

Medical bills can be discharged through a Chapter 7 bankruptcy filing because of their status as unsecured debt (meaning that the debt is not tied to collateral like a house or personal property). Settling medical bills through the bankruptcy process can help end the stress of collections calls and make it easier to move forward in recovering from the illness or injury.

Source: US News & World Report, “5 Ways to Avoid Medical Debt,” Ben Edwards, Feb. 28, 2013

Information about unpaid medical bills and bankruptcy can be found on our website.

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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