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Mid-Year Financial Review Atlanta, GA

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Mid-Year Financial Review

Ira and Jamie Gingold Bankruptcy Attorneys in Atlanta GA

Millions of Americans make New Year’s resolutions at the beginning of January, and of those resolutions many center around finances. While gyms and fitness retailers will probably all have an advantage at the start of the year with people resolving to lose weight or “get in shape,” getting finances in gear is also big goal for many people. However, now that half of 2017 is already in the past, it is time for a mid-year financial check in to see how well you are sticking to your budget and money goals.

Here are questions to ask:

  1. Have you decreased your debt? The only road that leads to financial freedom is the road that gets you out of debt. Remember to use cash for purchases in order to stop charging money that you do not have. For any remaining credit card debt, make a payment plan to pay off your credit cards. Remember to pay your bills on time to avoid late fees and penalties, which only increase your debt.
  2. Have you increased your savings? Saving even $50 a month will add up over time. Setting up an automatic savings plan that takes a small portion of your paycheck and puts it directly into a savings account is a smart and easy way to save money. It is always helpful to have a savings goal in mind and to break it down into weekly or monthly deposits – and to identify beforehand what you will use the savings for. Motivation is very helpful for saving money!
  3. Have you taken control of your finances? Write out where your money goes every time you spend money so that you will have a visual to show you where you spend wisely and where you do not. Analyze your spending to determine where you need to reign in your money. Remember, you should control your finances, not the other way around. Scrutinize your credit cards (if you use them) for accuracy. Identity theft is a huge issue, and simple mistakes are common – both of which can add to your debt load.
  4. Do you need help before it is too late? If you have been diligent about your finances this year and still find yourself head over heels in debt, or if your spending has continued to spiral out of control and your debt seems insurmountable, get help before it is too late. It is highly recommended that you speak with an experienced Georgia bankruptcy attorney when your debts are stacked against you.

At Gingold & Gingold, LLC, we are experienced, reputable bankruptcy attorneys that can evaluate your situation and help you determine what debt management solutions are best for you. Call us today.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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