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Don’t Let the Holidays Cause Even More Debt! Atlanta, GA

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Don’t Let the Holidays Cause Even More Debt!

depressed woman covering her face with hands

It seems that everywhere you turn there is someone else asking for donations or another person is added to your Christmas list. It is hard to put a limit on spending during the holidays when there are so many people to spend money on. However, Gingold & Gingold LLC wants to encourage you to stick to your budget, keep paying off debt, and to not acquire even more debt during the holidays this year.

It may be difficult for your generous spirit to say, “No,” but until you are completely out of debt “no” is your only answer. By being honest with others and telling them that you simply cannot afford to spend money on a gift may seem difficult to do, but the relief you will feel not adding on to your budget is a great reward.

Making a list of exactly who must receive a gift this holiday season will help keep you and your budget on track. Your children are a must, but if things are especially tight this season, explain the situation to them and ask for their support as you get your finances worked out. If you and your spouse have always given each other gifts, this would be a great time to put money into your debt relief fund instead of spending money on one another. Another great thing that you can do to help yourselves during the holidays is to cut up all of your credit cards. This simple step will keep you from spending money that you do not have and eliminate the temptation to charge items.

Getting out of debt is never easy. It takes hard work, determination, and the refusal to allow yourself to get into more bad financial situations. By taking certain steps to eliminate the temptation and possibility to get into deeper debt, not only can you enjoy your holiday season, but also you can actually begin a new year on the right path to becoming debt free. Don’t let the holidays cause even more debt! Stick to your convictions until you can say, “I am debt free!”

Posted on behalf of Gingold & Gingold

1718 Peachtree St NW, #385
Atlanta, GA 30309

Phone: (404) 685-8800

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Our Client Reviews

Gingold & Gingold LLC
5.0 / 5.0

Based on 28 reviews

Jack L.

They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

All C.

Mr. Gingold was recommended by an attorney I had worked with previously. I met with Ira Gingold to discuss credit issues. He went over each specific issue thoroughly. He advised me of the potential outcomes. He did all this in one meeting for a very reasonable price. When we finished I was confident in moving forward with a resolution. He definitely wants to help people take the appropriate course of action for their circumstance.

Karen B.

Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

Lyla B.

I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

Julie T.

Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

Sherard W.

I cannot say enough about this law firm. From the initial consultation to our discharge, the entire office kept me updated with every step of the entire process. I came to the Gingold after a bad experience with another law firm. Ira and Jamie immediately began treating me like family through this experience. In the end, they assisted with eliminating many debts including my 2nd mortgage. I cannot say enough about the experience and knowledge that Ira brought to the table from the office visits to the court time. Thank you very much for helping me through this tough time. Thank you.

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