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Are Debt Collectors Hassling You? Atlanta, GA

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Are Debt Collectors Hassling You?

Ira and Jamie Gingold Bankruptcy Attorneys in Atlanta GA

Approximately one in three Americans have unpaid bills that have been sent to a collection agency, as noted by Fox News. If you are one of those individuals, you’re not alone. Without question, being contacted by debt collectors is both embarrassing and overwhelming, and can make it more difficult to get back on track financially.

To begin, if debt collectors are contacting you, and you believe that the debt is not yours, it is important to demand verification of the debt. Yet, if you know that debt belongs to you, but the endless phone calls are causing you stress, you can contact the original creditor. Though debt collectors may claim that they have “taken over responsibility for the debt and that individuals must pay them,” this is not always true. Remember—collection agencies make a profit for debts that they recover, which explains why they are persistent. On the other hand, there are instances in which an agency may purchase a debt from a creditor that assumes they will not be able to recover funds from an individual. When this happens, however, there are federal guidelines that specify how to recover the debt. In other words, individuals should never feel hassled or bullied.

Any of the following behaviors can be reported to the Federal Trade Commission:

  • Threatening or abusive Language
  • Attempting to collect more money than is owed
  • Calling family members or friends regarding an individual’s debt
  • Calling an individual at their place of work if they have requested not to be contacted there
  • Repeated calling after an individual has requested in writing not to be contacted

We’ll Help Get Your Financial Situation Straightened Out

At Gingold & Gingold, LLC, we understand the pressure that individuals face when they owe a debt. That’s why we’ve dedicated our firm to helping straighten out your financial situation by leveraging today’s bankruptcy laws and putting a stop to creditor calls. To set up a confidential consultation in or around the metro-Atlanta area, call Gingold & Gingold, LLC, today.

Posted on behalf of Jamie L. Gingold, PC

195 14th Street NE #1604
Atlanta, GA 30309

Phone: (678) 915-2634


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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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