Atlanta Bankruptcy Law Blog

Student loan lenders have long reach, even beyond bankruptcy

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Friday, May 9, 2014.

When it comes to bankruptcy and its ability to provide a person a path to financial security, the issue of student loans tends to stand apart. Unlike other unsecured debt, student loans aren't typically discharged through a Chapter 7 bankruptcy.

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Tags: Chapter 13, Chapter 13 bankruptcy

Chapter 13 bankruptcies continue to be common in the South

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Wednesday, January 15, 2014.

Sometimes in life people run into money problems and need debt relief. Filing for bankruptcy, including Chapter 13, is a big decision that comes to those who are facing tough financial challenges.

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Tags: Chapter 13, Chapter 13 bankruptcy, debt relief, financial challenges

When can you file for bankruptcy for the second time?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Saturday, August 31, 2013.

Earlier this week, we discussed the reasons behind Sindbad's second bankruptcy filing, and a couple weeks ago we discussed the second bankruptcy filing of Toni Braxton. These blog posts may have made Atlanta residents wonder about the rules for filing for bankruptcy a second time.

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Tags: Chapter 13, Chapter 13 bankruptcy, debt relief, fresh financial start

Is the manufacturing job market improving in Georgia?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Wednesday, July 24, 2013.

A recent report suggests Georgia's manufacturing industry is on the mend. According to the 2014 Georgia Manufacturers Register, Georgia has experienced 1.6 percent growth in manufacturing jobs from May 2012 to May 2013. This is more than double the growth during the same period from 2011 to 2012, as well as ahead of the national average.

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Tags: Chapter 13, Chapter 13 bankruptcy, debt relief, stop creditor harassment

Will fewer credit cards lower risk of bankruptcy for young people?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Wednesday, June 19, 2013.

Recently released data shows that younger people are being more mindful of their money and more wary of consumer debt. At the end of 2012, 16 percent of people aged 18 to 29 did not have a credit card in their wallet. A survey in 2007 showed that only eight percent of people in this age range did not have at least one credit card, indicating a reluctance towards consumer debt for the younger generation.

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Tags: Chapter 13 bankruptcy, Chapter 13, credit card debt