Atlanta Bankruptcy Law Blog

How to get a fresh start financially in 2015

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Thursday, January 1, 2015.

With the new year comes the opportunity for a new beginning and a fresh start. If you didn’t feel good about your finances in 2014, now is the perfect time to implement new strategies to get back on the right track.

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Tags: Chapter 7

Do not be ashamed or embarrassed by debt

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 18, 2014.

It can seem like people share everything with the world these days. We only need to look at Facebook or Twitter to read about where people eat dinner, how much they like or dislike their job, difficulties they are having with their kids or how they are redecorating their bathroom.

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Tags: Credit Card Debt

Can all my debt be discharged by filing Chapter 7 bankruptcy?

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Thursday, December 11, 2014.

Being buried in debt is something far too many people in Atlanta are struggling with. And while being unable to keep up with bills and other payments is stressful enough, it is not just the money troubles that make this situation so unbearable. There are also the relentless letters and calls from collections agencies and the looming fears about the future.

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Tags: Chapter 7

How does your credit card debt compare to national averages?

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Saturday, December 6, 2014.

When you are feeling stressed about debt, it can sometimes feel like you are the only person in the world with money issues. The reassuring news is that you are actually in good company. America runs on debt, and recent data shows that many American households have more debt than you might think.

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Tags: Credit Card Debt

Bankruptcy's automatic stay can stop wage garnishment

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Friday, December 5, 2014.

Having your wages or bank account garnished by creditors can be frightening, especially since you probably are already dealing with huge debt problems by that point. With less money coming in, how are you supposed to get a handle on your bills?

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Tags: Wage Garnishment

Retailers target shoppers to increase spending during holidays

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, December 4, 2014.

The holidays can be the most stressful time of year, especially for people who are already dealing with tight finances and money woes. There is a lot of pressure to buy gifts, stock up on decorations and attend parties, all of which can make people feel like spending money is unavoidable.

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Tags: Credit Card Debt

What to know about taxes and Chapter 7 bankruptcy

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Tuesday, November 25, 2014.

When facing serious debt problems, it is a common instinct to avoid collections agents. This instinct is understandable. You are already facing enormous amount of stress with mounting bills and the inability to pay them off. Letters, phone calls and other communications from creditors only add to this stress.

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Tags: Chapter 7

Know your rights and options if you are facing foreclosure

On behalf of Gingold & Gingold LLC posted in Foreclosure on Friday, November 21, 2014.

Millions of Americans are struggling financially. People are dealing with unemployment or working in jobs that do not pay enough to cover living expenses; people also owe huge amounts of money in medical bills and student loans. Those who are in this situation often find themselves buried under unmanageable debt.

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Tags: Foreclosure

Will I lose everything by filing bankruptcy?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Wednesday, November 12, 2014.

Mounting debt can mean mounting worries and fears for people across Georgia. One source of this anxiety stems from the fact that many people do not understand what their relief options are and how the different options can achieve different goals.

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Tags: Chapter 13

Middle class still struggling with financial tug-of-war

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Sunday, November 9, 2014.

It is no secret that most people in the U.S. struggle with finances and money on a regular basis. Millions of people have battles every month when it comes to paying for what they want and paying for what they need, as many people can't do both.

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Tags: Credit Card Debt

Consumers have rights when debt collectors cross the line

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, October 31, 2014.

Being in debt is a stressful situation with which millions of Americans find themselves struggling. Even though the economy, employment rates and housing market are showing signs of improvement, the toll that the recession took on many people has lingered on and made it all but impossible to get back on their feet.

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Tags: Chapter 7

Can your wages be garnished for failure to make debt payments?

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Thursday, October 23, 2014.

Being in debt can be one of the most upsetting experiences a person can face. It can create serious levels of stress, marital strife and very real fears about the future. Unfortunately, it is something that millions of Americans struggle with on a daily basis.

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Tags: Wage Garnishment