Atlanta Bankruptcy Law Blog

Are there limits to how much of my wages can be garnished?

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Friday, March 20, 2015.

If you owe money to creditors, one option they have to get that debt repaid is through a process called wage garnishment. Creditors may pursue this option if you have not responded to other types of request for payment, though they will still need a court order to intercept money paid by your employer.

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Tags: Wage Garnishment

Understanding both sides of filing Chapter 7 bankruptcy

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, March 13, 2015.

Filing for bankruptcy protection can provide consumers in Atlanta with an enormous sense of relief. It can wipe out debt, make it easier to pay bills and put a stop to the harassing and distressing stream of calls from debt collection agencies.

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Tags: Chapter 7

Is Chapter 13 right for you?

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Thursday, March 5, 2015.

If you have reached a financial crossroads and are earning an income but unable to get out from under mounting debt, then you may be considering your options for filing for bankruptcy protection. If you are in this situation, the first thing you need to know is that you are not alone. Millions of people across the U.S. seek out debt relief in the form of bankruptcy.

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What options are available for people with underwater mortgages?

On behalf of Gingold & Gingold LLC posted in Foreclosure on Saturday, February 28, 2015.

A home is an extremely important asset to people all across Atlanta. For most homeowners, a house is the single most expensive thing they own and it can be a source of great pride and comfort.

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Tags: Foreclosure

When sources of debt are numerous, consider bankruptcy

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, February 20, 2015.

If you are buried under unmanageable debts, you may undoubtedly be stressed and scared about the future. Looking at the total amount of money you owe can be extraordinarily overwhelming and knowing where you should begin to deal with that debt can seem impossible.

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Tags: Chapter 7

Know your options if you are being harassed by creditors

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Thursday, February 12, 2015.

Being in debt is stressful enough for any person struggling financially in Atlanta; being harassed and abused by creditors can make the situation even worse.

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Tags: Credit Card Debt

Buried under debt? Seeking help can be crucial

On behalf of Gingold & Gingold LLC posted in Chapter 13 on Friday, February 6, 2015.

Your personal finances are a private matter. You probably don't go around discussing your earnings, investments, bills and debts with people unless you are very close to them. When your financial outlook is not so good, you are even less likely to openly talk about money.

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Tags: Chapter 13

Report: Wage garnishment for debts has doubled since 2007

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Thursday, January 29, 2015.

Financial strain takes a toll on Georgia families every day. As people try to recovery from the economic recession, debt continues to make this very difficult. In some cases, people learn that their wages will have to be garnished to repay debts, which only makes the pursuit of financial stability that much more of a challenge.

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Debt issues start early for many young people

On behalf of Gingold & Gingold LLC posted in Credit Card Debt on Friday, January 23, 2015.

We have mentioned in previous blogs that debt is not typically something that accumulates all at once. People often struggle with a number of different financial challenges over the course of several months or years before money woes ultimately become unmanageable.

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Tags: Credit Card Debt

Signs you may want to consider filing bankruptcy

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, January 16, 2015.

Money problems don't typically develop overnight. They often start small with a missed bill or unexpected expense. However, that one small issue can turn into a very big problem that seems to take over a person's life when fines, penalties and missed payments stack up.

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Tags: Chapter 7

Facing foreclosure? What you need to know

On behalf of Gingold & Gingold LLC posted in Foreclosure on Wednesday, January 7, 2015.

There are millions of people in the U.S. who are trying to deal with overwhelming stress stemming from debt, unemployment and unpaid bills. A seemingly constant stream of calls from creditors combined with the penalties of falling behind on payments only make matters worse.

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Tags: Foreclosure

How to get a fresh start financially in 2015

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Thursday, January 1, 2015.

With the new year comes the opportunity for a new beginning and a fresh start. If you didn’t feel good about your finances in 2014, now is the perfect time to implement new strategies to get back on the right track.

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Tags: Chapter 7