Atlanta Bankruptcy Law Blog

Are doctors pushing credit cards in Atlanta medical offices?

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Tuesday, October 29, 2013.

Many Atlanta residents struggle with large out-of-pocket medical and dental expenses for care that is not covered by insurance. In some cases, it is simply impossible for patients to pay their medical bills, and as a result some doctors and dentists have begun offering financing in their offices.

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Tags: debt relief

Will you be obligated to pay your fiancé's debt after marriage?

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, October 25, 2013.

When people decide to get married in Atlanta, it can be important for them to talk to their future spouses about finances before heading down the aisle. It has been said that going into a marriage with open eyes about each other's financial priorities, goals and histories can help the relationship last.

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Tags: Chapter 7

Filing bankruptcy is nothing to be ashamed about

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Wednesday, October 23, 2013.

Bankruptcy rates have surged in recent years, as the recession pushed many Americans into dire financial straits. About 32 percent more Americans filed bankruptcy in 2008 than in 2007, and the number of filings generally continued to climb until this year.

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Tags: debt relief, fresh financial start, struggling with debt

Bank of America will pay for trying to collect discharged debts

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, October 18, 2013.

Many people in Atlanta benefit from filing Chapter 7 bankruptcy in order to obtain a fresh financial start and rid themselves of creditor harassment once and for all. Filing bankruptcy can grind creditor harassment to a halt, as well as allow people to discharge debts or reorganize them into more affordable plans.

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Tags: Chapter 7, Chapter 7 bankruptcy, fresh financial start

Many Georgia residents struggle with student loan payments

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Wednesday, October 16, 2013.

If you are among the Georgia residents who are cash-strapped due to high monthly student loan payments, you are not alone. Student loan debt accounts for more consumer debt in this country than any other type of debt other than mortgages.

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Tags: Chapter 7, Chapter 7 bankruptcy

How is the government shutdown affecting workers in Atlanta?

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Thursday, October 10, 2013.

People from all over the country have been reading about the current government shutdown. No matter what a person's political stance is on the situation, the fact is that the partial shutdown is taking a profound toll on people in Atlanta and elsewhere who are currently unable to work.

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Tags: Chapter 7, Chapter 7 bankruptcy, debt relief, fresh financial start

Atlanta residents, beware of deceptive debt collection tactics

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Friday, October 4, 2013.

When Georgia residents are being harassed in any way by debt collectors, it is time to seek legal counsel from a reputable attorney. Many of the tactics that debt collectors use to try to collect debts are illegal. Debt collectors do not have the right to call people repeatedly, to use threatening or abusive language, or to lie about how much a person owes.

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Tags: collection, debtor

Belle Foods receives 'stalking horse' bid of $16.3 million

On behalf of Gingold & Gingold LLC posted in Chapter 7 on Friday, September 27, 2013.

Although bankruptcy auctions are more commonly associated with Chapter 7 bankruptcy, they may be utilized in a Chapter 11 filing as well. This was the case for Belle Foods, a southern grocery store chain.

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Tags: Chapter 7, Chapter 7 bankruptcy, liquidation

Owner of shady debt collection agency in Atlanta area is arrested

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Wednesday, September 25, 2013.

Atlanta residents who struggle with debt may be surprised to learn that federal law actually bans debt collectors from threatening and harassing debtors. Many debtors in Georgia have been subjected to creditor harassment and other illegal debt collection tactics, without knowing that they are protected from such treatment by law. When a person begins to face wage garnishment, liens or aggressive communications from debt collectors, it can be critical to contact a debt relief and bankruptcy attorney in order to protect one's rights.

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Tags: collection, debtor, lien, wage garnishment

Medical debt collectors try to move toward fair debt collection

On behalf of Gingold & Gingold LLC posted in Wage Garnishment on Wednesday, September 18, 2013.

Many Atlanta residents have been subjected to invasive and meddlesome medical debt collection practices, such as wage garnishment and harassment. There is little that is more stressful than screening one's calls in an effort to avoid debt collectors, and worrying that one's employer might be contacted for a garnishment order.

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Tags: collection, lien, wage garnishment

Man loses home for failing to pay $134 tax bill

On behalf of Gingold & Gingold LLC posted in Liens on Saturday, September 14, 2013.

Earlier this week we discussed some of the deceitful foreclosure practices that are continuing to harm homeowners here in the Atlanta area. Many homeowners may not be aware that in addition to issues with banks and lenders, tax bills are also resulting in foreclosures around the country.

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Tags: homes

Owners are losing homes while trying to modify mortgages

On behalf of Gingold & Gingold LLC posted in Foreclosure on Thursday, September 12, 2013.

We have previously discussed the settlement agreement banks reached with federal regulators after an investigation revealed that many banks were foreclosing on homes that were not even in default, among other unscrupulous tactics. Borrowers in Georgia were to recieve $3.6 billion of that foreclosure settlement; in total, the largest banks in the U.S. agreed to pay $25 billion to settle the claims of the regulators.

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Tags: foreclosure, homeowner, mortgage lender