Gingold & Gingold LLC - Atlanta Bankruptcy Attorneys
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Local: (404) 685-8800 First Free Appointment
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Atlanta Office Gingold & Gingold LLC 1718 Peachtree St NW #385
Atlanta, GA 30309

Phone: (404) 685-8800
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Atlanta location

Cumming Office Gingold & Gingold LLC 327 Dahlonega Street
Suite 1901A
Cumming, GA 30040

Phone: (770) 887-2979
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Cumming location

Dallas Office Gingold & Gingold LLC 201 W Memorial Dr
Dallas, GA 30132

Phone: (770) 443-1864
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Dallas location

Douglasville Office Gingold & Gingold LLC 12451 Veterans Memorial
Highway (formerly W. Broad
St. and Bankhead Hwy.)

Douglasville, GA 30134

Phone: (770) 920-1939
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Douglasville location

Georgia residents: You don't have to deal with foreclosure alone

If you have been notified that you are at risk of losing your home in foreclosure, you may be tempted to do whatever you can to keep anyone else from knowing about the problem. Some people ignore notifications from their mortgage holder; other people will sit back and hope the problem solves itself. Many people don't think about reaching out to discuss their options with someone else.

However, trying to deal with a foreclosure on your own can prove to be a costly mistake. There are ways to stop foreclosure, work out a repayment plan, suspend payments or renegotiate mortgage terms in order to protect your financial future and/or your home, but finding an appropriate solution can be very complicated without some guidance and support.

There is an unfortunate stigma attached to debt and defaulting on the terms of a loan. People in this situation can be painted as irresponsible, reckless, immature or financially frivolous. Because of this, they can feel isolated, embarrassed, powerless and guilty which makes it enormously difficult to think about asking for help and tackling the problem.

However, if you are in this situation, you need to understand that millions of people in this country have dealt with foreclosure and irresponsible, reckless spending is not always to blame. Unexpected medical bills, student loans, divorce, job loss and a whole host of other factors can take a serious toll on any person's bank account.

If you are facing the possibility of foreclosure, ignoring the situation or trying to hide it from others will not make the situation go away. It is an understandably difficult situation, but the fact is that you can and should deal with it before you lose your home and it is too late to do anything to save it or minimize the financial damage.

Speaking with an attorney can be a good way to gauge your situation and get support in making the necessary decisions. For information on how our law firm may be able to help you through such a difficult time as well as how we approach foreclosure matters in Georgia, please visit our website.