Homeowners Association Fees

Helping Clients Deal With HOA Expenses They Cannot Afford

If you are facing foreclosure and behind on your homeowners association (HOA) fees, or if you cannot afford to stay in your home because the HOA fees are too high, you have legal choices. The law in this area is complex, so it is important to consult an experienced lawyer.

At the Atlanta metro area law firm of Gingold & Gingold LLC, our attorneys — Ira D. Gingold, who has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, real estate and business law in Georgia since 2001 — have helped many clients wipe out or catch up on their HOA dues.

Filing Bankruptcy On Overdue Homeowners Association Fees

According to the Community Associations Institute, 36 percent of HOAs nationwide have increased their fees in recent years. Many of these associations are run by developers, giving homeowners no say in the amounts of these fees or what the money is spent on.

Increased HOA dues, on top of mortgage payments, can make it extremely difficult for homeowners to remain in homes that they previously thought were affordable.

If you are threatened with foreclosure or worried about keeping up with your HOA dues, filing bankruptcy may help with your situation. Unpaid HOA fees can be discharged (wiped out) in Chapter 7 bankruptcy or paid in an affordable repayment plan in Chapter 13 bankruptcy.

Contact Us About Homeowners Association Fees

Whatever concerns you have about homeowners association fees, our Atlanta lawyers can advise you on your situation and help you file bankruptcy. To schedule a free consultation, call us at (404) 685-8800 or e-mail us.