Is Chapter 7 Or Chapter 13 Better For Me?

The question of whether filing Chapter 7 or Chapter 13 bankruptcy is best for you is a difficult decision to try to answer on your own. Ensuring you have the right legal guidance that addresses all the variables of your unique financial situation is essential.

At Gingold & Gingold LLC in the metro Atlanta area, you will work directly with two experienced bankruptcy attorneys who can help you understand what case will work best for you. Ira D. Gingold has been a bankruptcy lawyer since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold has been practicing bankruptcy, business and real estate law in Georgia since 2001.

Call us today at (404) 685-8800 to schedule a free consultation at one of our five office locations: Atlanta, Cumming, Dallas, Douglasville and Duluth.

Take Time To Understand The Advantages Of Each Chapter

Filing Chapter 7 bankruptcy or Chapter 13 bankruptcy puts an automatic stay in place that stops creditors from trying to collect. Everyone's experience is unique, which is why you should take time to sit down with a lawyer to discuss your situation. In helping you decide which case is best for you, our attorneys will examine important factors, such as whether you:

  • Have debts such as medical bills and credit card bills;
  • Are behind on your mortgage and in danger of foreclosure;
  • Are unemployed or still working and drawing an income; and
  • Have a great deal of assets, such as homes and cars, that you need to keep.

There is no substitute for experience. Our lawyers' knowledge of bankruptcy will provide you with the guidance you need to help you decide whether filing Chapter 7 or a monthly payment plan under a Chapter 13 filing is the best fit.

Talk To The Attorneys Of Gingold & Gingold LLC Today

We meet with clients throughout the Atlanta metro area to help them decide how to best get a fresh financial start. If you would like to schedule a free initial consultation, send us an email or call us at (404) 685-8800.