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Can You Own Anything After Bankruptcy Atlanta, GA

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Can You Own Anything After Bankruptcy?

Understanding How Bankruptcy Affects Your Current and Future Assets

Over the years, creditors and their organizations have spread many myths about bankruptcy. One of those myths is that, if you file bankruptcy, you will end up with nothing to your name, and all your present and future assets will have to be used to repay your creditors.

In fact, nothing could be further from the truth. At Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC), we are committed to sharing the truth about bankruptcy. Most often, when people ask whether they can own anything after filing bankruptcy, they are really asking one or both of these questions:

  • Will you lose the things you own now? If your filing is prepared properly by an experienced bankruptcy lawyer, you will not lose any of the things you own, unless you want to willingly give up your home or car in order to wipe out your mortgage or auto loan. Your attorney will use the Georgia bankruptcy homestead exemptions to protect your property.
  • Will you be able to acquire new property? Once you have received your bankruptcy discharge, the slate is wiped clean, and you are free to buy or otherwise receive new assets and personal possessions. As long as you have a stable source of income to repay a debt, you become a good credit risk after you complete your bankruptcy case because you have less or no debt.

Experienced Bankruptcy Attorneys · Gainesville, Douglasville, Atlanta

Our firm is made up of two experienced lawyers: Ira D. Gingold, who has been a bankruptcy attorney since 1971 and Court-appointed Bankruptcy Trustee from 1971-2013, and Jamie L. Gingold, who has been practicing bankruptcy, business and real estate law in Georgia since 2001.

To get answers to your questions about bankruptcy, do not hesitate to contact us today at (678) 915-2634 or by e-mail to schedule a free initial consultation.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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