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Can Bankruptcy Help Me With My Student Loans Atlanta, GA

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Can Bankruptcy Help Me With My Student Loans?

Student loans are some of the most burdensome debts that people are dealing with today. As a college education becomes more expensive, repayment can take decades, just like a mortgage. Unfortunately, student loan debts cannot be discharged in the bankruptcy process except in rare circumstances.

If you are struggling with other debts, such as medical bills and credit card bills, in addition to student loans, a bankruptcy filing can give you options. At Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC), our attorneys have helped countless individuals throughout the Atlanta metro area file for bankruptcy and get a handle on their student loans.

Jamie is accepting cases from Atlanta, Cumming, Dallas and Douglasville and surrounding areas. Call us at (678) 915-2634 for a free consultation today.

Which Chapter Can Help Me Better Manage My Student Loans?

If you file Chapter 13 bankruptcy, your debts can be consolidated into one monthly payment that you can afford. The monthly payment amount will be based on what you can afford to pay, not what the student loan company is demanding you pay. For example, if you owe $1,000 a month on a student loan, during your Chapter 13 bankruptcy, you may only have to pay $200 a month.

Filing bankruptcy stops your creditors from collecting or garnishing your wages, and may keep your loans in forbearance.

Filing a Chapter 7 discharges all of your other unsecured debts, giving you the resources to focus exclusively on repaying your student loans. If your monthly payment is still too high, a Chapter 13 may be a better option.

When addressing the complicated issues involved with student loan debt, you will have on your team Ira D. Gingold, a bankruptcy lawyer since 1971 and Court-Appointed Bankruptcy Trustee from 1971 to 2013, and Jamie L. Gingold, who in addition to bankruptcy has an extensive background in business, finance and real estate law.

Contact Jamie L. Gingold, PC, GingoldBankruptcyLaw.com (Formerly practicing with Gingold & Gingold LLC) Today For Help

While you cannot get rid of student loans, you can get a handle on them. Schedule a free consultation with our lawyers today by calling (678) 915-2634 or sending us an email.

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    Our Client Reviews

    Jamie L. Gingold, PC
    5.0 / 5.0

    Based on 28 reviews

    Jack L.

    They did an excellent job with my case. Jamie took the time to really listen and understand things. She delved into the details and was extremely knowledgeable and non judgmental. Very professional and they know what they are doing. Would definitely recommend!

    Karen B.

    Dear Mr Gingold, There are so many reasons to be thankful for all you have done and will do. Anyone who has ever had unfavorable experiences with an attorney or the legal system will feel the trepidation that I experienced once I realized that my situation seemed hopeless. It was by chance and happily good luck that I decided to put my future and sanity into your hands. I was mortified at having to deal with my debts by claiming bankruptcy. I remember in our first meeting how you assured me that I was not alone and should not feel ashamed. And, anyone in this position obviously does not have money to spare and you were clear about all the costs and allowing me to pay according to my own ability to do so. You advised me in all aspects of the law, but also, you were at each meeting incredibly supportive and complementary of my personal and professional plans. Anyone else in this situation should feel blessed to have access to your expertise and support.

    Lyla B.

    I thought the process of filing bankruptcy was going to be a difficult one. However, Gingold & Gingold treated me with respect and dignity from the moment I walked through their door. I had the pleasure of working with Jamie. She is very responsive, professional, and knowledgeable. She took the time and listened to my every concern and handled each and every one of them to my satisfaction. My experience with filing bankruptcy under Gingold & Gingold's representation exceeded my expectations in a major way. They gave me such a peace of mind. I am very pleased with my decision of going with Gingold & Gingold to represent me when I filed Chapter 13 bankruptcy.

    Julie T.

    Wow! I am finally out of debt and can say that I am debt free after completing my chapter 7 bankruptcy case with Gingold and Gingold. Mr dangled was very knowledgeable and direct with regard to my debt situation. there were no surprises and the case went as I was advised. The staff was also very helpful whenever I had a question. I will definitely recommend them in the future to my friends.

    Julie T.

    I contacted getting old and getting old regarding some old tax debt and credit card debt that I needed to address and had been putting off. miss Irving in the office was very very nice and put me at ease. I met with Jaime Gingold. She was very nice and explained the procedure to me and what would be left owing to the Internal Revenue Service and the State of Georgia after my case was done. My case has now been completed and I am on my way to a new start. Thank you Gingold and Gingold for all of your help.

    Anna T.

    Amazing! Outstanding!! They went over and beyond..I would recommend them to anyone needing a lawyer!!

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    Jamie L. Gingold, PC

    195 14th Street NE #1604

    Atlanta, GA 30309

    Phone: (678) 915-2634

    Email:

    We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.